Wednesday, June 29, 2005

How To Stop Unwanted Email Spam

You can stop unwanted email spam, you can choose to reduce spam email or you can do nothing and continue to be annoyed. Those are your only choices because spam email is not likely to go away.

Every single one of us would love to stop unwanted emails but only a very small percentage of people do anything except complain about spam.

You might remember a couple of years ago they passed a new federal spam law that was supposed to eliminate spam email. So why is spam still around and why is it so difficult to get rid of it?

Email spammers buy lists of email addresses from list brokers, who compile their lists by harvesting email addresses from the Internet. Then they send millions of unwanted email messages to these email addresses with one click of a mouse.

Email spammers make huge amounts of money from these lists and that's why they do it. These email spammers are breaking the federal spam law, The CAN-SPAM Act of 2003, in every way possible.

This federal spam law, which became effective January 1, 2004, is next to impossible to enforce. Email spammers make so much money they can afford to outsmart The Federal Trade Commission with sophisticated technology.

Now that you know the origin of spam email and why email spammers are sending this junk you realize that spam is not likely to ever go away. But that doesn't mean you can't do anything about it. Here are a couple of ways to significantly reduce spam that won't cost you a cent.

Don't display your email address in newsgroup postings, chat rooms or in an online service's membership directory. Sometimes email spammers use these sources to harvest email addresses.

Another thing you can do is create two email addresses with one for personal messages and the other for public use, such as in newsgroups or chat rooms.

You can also create an account at a disposable or free email address service. You can then have those emails forwarded to your permanent email address. If the disposable address starts to receive spam, you can turn if off without affecting the permanent address.

You should also create a unique email address because email spammers often use dictionary attacks to sort through possible name combinations at some Internet Service Providers. A common name, like johndoe or thesmiths may get more spam than a unique name like fx721OMe9.

Check your email account to see if it provides a tool to filter out potential spam or a way to channel spam into a bulk email folder. When you're choosing an Internet Service Provider consider what email options they offer.

If you want to end your headaches, you can stop unwanted email spam altogether. All it takes is installing an Internet spam filter. Most are reasonably priced between $25 and $40 depending on where you get it.

Once you install an Internet spam filter you'll wonder why it took you so long because it takes all of the frustration away from your email.

A good Internet spam filter will completely eliminate spam email and that lets you take back control of your Internet message Inbox. You'll have to find something else to get annoyed about because a good Internet spam filter will block 100% of unwanted spam.

Internet spam filters stop unwanted email forever, and after all, isn't that the idea?

Copyright © 2005   Spyware Information.com   All Rights Reserved.

If you would like the safest, most effective and easy-to-use Internet spam filter available, blocking 100% of unwanted spam visit Stop Unwanted Email Spam

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Friday, June 24, 2005

6 Ways To Prevent Identity Theft

These six ways to prevent identity theft offer you valuable tips against the fastest growing crime in America today. In 2004, more than 9.9 million Americans fell victim to many types of identity theft scams, costing them nearly $5 billion.

Their finances were severely hurt all because they never thought it would happen to them. Hopefully, this article will help many of you so you won't become a new victim of this terrible crime.

Here are six ways to prevent identity theft.

1. Shred any documents you receive that contain any personal information. This includes credit card receipts and pre-approved credit applications. This important tip alone can offer you more protection against identity theft than any other suggestion here.

2. Never give personal information to people over the phone, on the Internet or through the mail. Identity thieves will claim to be from the government, your bank or even law enforcement. Keeping your personal information private is one of the best ways to prevent identity theft.

3. Check your credit reports from all three major credit bureaus at least once a year and look to see that everything is accurate. If you find an error, dispute it immediately for protection against identity theft.

4. Be aware when your bills usually arrive every month and check them over carefully. Thieves can steal your credit card statements and this popular type of identity theft has been around for decades.

5. Don't use common numbers like your birthdate or the last four digits of your Social Security number for your ATM password. If you have done this change it immediately. This is a common mistake people make and one of the quickest ways to prevent identity theft.

6. Never give out your Social Security number unless it is absolutely necessary. Your employer, financial institution and doctor need it for identification and tax reporting. But if someone else asks for your Social Security number, always question why they need it and be cautious when giving it to anyone.

For maximum protection against identity theft keep any personal information about you as private as possible. Use these 6 ways to prevent identity theft and you will have a much better chance of avoiding this nightmare.

Copyright © 2005   Spyware Information.com   All Rights Reserved.

This article is provided by Spyware Information.com where you will find free spyware cleaners, downloads, removal software, valuable tips and updated articles about adware and spyware removal programs to protect your identity. For other informative spyware and adware articles go to Spyware and Identity Protection Articles.

Tuesday, June 21, 2005

Always Wear Sunscreen

Always wear sunscreen. How many times have you heard it? The American Academy of Dermatology reaffirms its long-standing position that sunscreen protection is beneficial in preventing painful sunburn, photo aging and skin cancer.

Always wear sunscreen regularly as part of an overall sun protection program. Whenever possible wear a hat, sun protective clothing and avoid peek sun hours. For added protection against dry skin problems look for moisturizers with sunscreen in them.

To be most effective, sun protection should begin in childhood and continue throughout your life. Use sunscreen protection as part of a daily routine.

Here are some helpful tips when going outside in the sun:

  •   Try to stay out of the sun between 10am and 4pm when the sun is at
    its hottest.

  •   Apply sunscreen protection with at least 15 SPF and reapply every two hours when outside, even on overcast days.

  •   Wear sunglasses and a hat to protect your eyes and head.

  •   Stay in the shade as much as you can.

  •   Be aware of places that reflect the sun back on you, like pool water.

  •   Wear loose fitting clothes that allow your skin to breathe but protect you from the damaging rays of the sun.

  •   Be especially careful with children, apply sunscreen protection often and limit their sun exposure.

    Commit yourself to a lifetime of healthy skin by developing good habits in skincare and teach your children about the importance of taking care of their skin.

    The overall effects of the sun can damage your skin but remembering to always wear sunscreen is one of your best defenses in preventing it from happening to you.


    Top brands of sunscreen protection from

    always wear sunscreen image


    Copyright ©  2005  4 Best Shopping.com  All Rights Reserved.

    This article and other informative shopping tips and articles similar to this featured on 4 Best Shopping.com
  • Saturday, June 18, 2005

    Cellular Phone Contract Tips

    Choosing a cellular phone contract and choosing a cell phone for you can be very challenging. Choosing a cell phone that's right for you depends on your personal preferences and your needs.

    Cellular phone choices vary from the multi-featured and cool style to the strictly functional and unassuming. It is strictly a personal choice, and you'll want to choose a cellular phone that is right for the way you it.

    A good cellular phone choice is one that has features you'll enjoy using. While there are many factors to consider, it all boils down to choosing a cell phone that will offer you the best design, features, and performance.

    If you thought choosing a cell phone design was hard, choosing your features isn't any easier. Cellular phone choices range from simple and functional to complicated features. As a general rule, don't buy anything more than you will use.

    If you want your phone to strictly make calls, stick with the basics. If you're going to use your mobile for e-mail or multi-tasking, go with a higher-end cellular phone choice. If you want to have fun with your phone consider one with a camera.

    When choosing a cell phone plan, think carefully about how much you'll actually be using your phone. Usage time is the basis of every cellular phone contract. The more minutes in your plan the more money you will have to pay. Most cellular phone contracts from the major carriers vary from 300 minutes a month up to 5,000 minutes.

    You also have to think about when you'll be making most of your calls. Most carriers consider only those calls made during peak periods typically, Monday through Friday between 7 a.m. and 9 p.m., as minutes that actually count toward your plan minutes.

    Calls made during the weekends, nights, and holidays, are usually free and are considered unlimited anytime minutes. Calls made to other cell phones on a carrier's network can also be free.

    You'll need to find out if checking your voicemail, incoming and outgoing calls count toward unlimited anytime minutes. Be sure you know how everything works when comparing cell phone plans.

    When choosing a cell phone plan that is best for you, you're better off overestimating the number of plan minutes you'll need rather than paying extra, expensive airtime charges each month.

    If you find that you've overestimated or underestimated your usage, you can easily change your rate plan. When comparing cell phone plans, keep in mind that this may affect your contract date moving by it out further, so ask.

    7 points to consider before agreeing to a cellular phone contract:

    1. Verify the unlimited anytime minutes you have and what kind of calls count toward them.

    2. Be aware of all roaming, overtime, and extra charges.

    3. If you travel a lot, or have lots of friends and relatives all over creation get a cellular phone contract nationwide plan with free long distance.

    4. Know where your local calling area begins and ends.

    5. Many of the great deals require a two-year cellular phone contract. Make sure you understand this commitment and how much it will cost you to break it.

    6. If you're in the middle of a cellular phone contract or not on a contract and just want to buy a new phone you don't need to sign a new contract. But you probably won't get any discounts that would come with a new contract.

    7. Extended warranties and insurance can come in handy if your phone is lost, stolen, or damaged. Just be sure to find out the total cost.

    Before you sign any cellular phone contract just be sure you know how everything works so there are no surprises.

    Copyright © 2005  1 Stop Shopping Online.com.  All Rights Reserved.

    This article is provided by 1 Stop Shopping Online.com offering you access to top wireless providers that make it easy for you compare and choose the perfect phone and cellular phone contract.

    Thursday, June 16, 2005

    The Most Beautiful Flower

    The most beautiful flowers, in conjunction with their design and color schemes, create feelings that enhance our mood. They are a simple and sincere way to lift our spirits.

    The most beautiful flowers can bring a smile to someone face who has been sick or having a rough day. The presence of flowers has a profound impact on ones state of mind and emotions.

    Flowers trigger feelings of happiness and help us cope with anger and pain. They help us stay calm and relaxed. They can also help relieve stress.

    Imagine a beautiful flower, see it in your mind, smell the aroma it gives off. Imagery has been used for relaxation and to help reduce stress for centuries. It is a simple concept that you can do anytime of the day, anywhere you are. Just take a few minutes and try it, you will be amazed at how much better you feel.

    A beautiful bouquet of flowers is a wonderful way to say “I Love You” to someone special. There are also special occasion flower bouquets that can be sent for various events to let others know that they are in you thoughts. It is so easy to buy fresh flowers online and everyone enjoys receiving them. Fresh flowers can be sent almost anywhere and delivered directly to the destination of your choice.

    Flowers are an easy and affordable way to bring a smile to someone you love or rejuvenate yourself physically, mentally, emotionally and spiritually. The most beautiful flowers will add a splash of color to your life and truly reach your soul.

    Copyright © 2005  1 Stop Shopping Online.com.  All Rights Reserved.

    This article is provided by 1 Stop Shopping Online.com offering you access to the most beautiful flowers on the Internet for worldwide flower delivery that is guaranteed to put a smile on your recipient's face.

    Sunday, June 12, 2005

    Weight Loss Workout Routine

    Is a weight loss workout routine right for you? Answer the following questions to find out. Do you feel sluggish at the end of the day? Do you feel tired and stiff after a long day at work? Are you stressed out most of the time?

    Too many days without adequate exercise, rest and fresh air can leave you feeling as tired on the inside as weak muscles feel on the outside. If you suffer from this kind of fatigue, try a weight loss workout routine and increase your whole body's energy level.

    If you want to shed extra pounds and tighten muscles, a weight loss workout routine, that combines a cardio workout and strength training, is perfect for you.

    It could be just what the doctor ordered for extra energy, increased metabolism, and the feel good endorphins your body produces after exercise. Want to feel good all day? A weight loss workout routine is the way to do it.

    It is easier than you think to achieve these extra benefits, and the best part is, you can do it at home. With a few pieces of quality home gym equipment, like a treadmill or an elliptical exerciser, you could soon be seeing your muscles tone, your energy level boost, and your moods get much better.

    Studies show that working out regularly reduces stress and helps you to handle adversity better. You'll feel boosts in important neural chemicals all day long if you start home workouts like a treadmill workout program.

    As you add strength training to your routine, you will see more fit muscles and longer, leaner body lines. This part of the weight loss workout routine will speed up your metabolism and increase your body's ability to burn fat long after your workout.

    A cardio workout routine followed by strength training helps your muscles metabolize the lactic acid that causes the burn and ache after a workout. These kinds of workouts are excellent for burning excess body fat. If you are looking for increased energy and decreased stress, a weight loss workout routine is the perfect choice for you.

    Copyright ©  2005  Treadmill Info.com  All Rights Reserved.


    This article is supplied by Treadmill Info.com where you will find valuable information, ratings, reviews, articles and buying tips before you make the investment in quality fitness equipment.  For more fitness related articles go to: Fitness Articles

    Wednesday, June 08, 2005

    Is Consolidating Loans Right For You?

    Consolidating loans makes sense but only if you can pay a lower interest rate than what you're paying now. This is especially true if you are consolidating mortgage loans. Be aware of your total overall costs to avoid getting deeper in debt than when you started.

    Have you ever asked why should I consolidate my bills? The simple answer is to reduce your monthly payments and save thousands in interest costs. There are a couple of things to consider if you want to see if consolidating loans will benefit you.

    No matter what kind of loan you shop for, get the very lowest interest rate possible. You always want to pay off a consolidating loan in the shortest amount of time to avoid getting deeper in debt. Plan to pay off all of your debts in three to five years starting with the highest interest rate debt first.

    Here are some of the best methods to use when consolidating loans.

    Credit Cards

    Many low rate credit cards offer you a lower rate than a standard debt consolidation loan. Just be sure to get a no fee card for transfering new balances. By transferring a higher interest credit card balance to a lower rate card, you can pay more towards the principal of your debt and pay it off quicker. Consolidating loans always makes sense if you can lower your interest on your debt.

    Debt Consolidation Loan

    A debt consolidation loan is another good option for consolidating loans. Just shop for an interest rate that is reasonable. The repayment terms should only be three to five years not ten or fifteen years so you don't pay thousands of dollars in interest. Calculate the total cost of the loan from start to finish to see if this kind of loan makes sense for you.

    Home Equity Loan or Line Of Credit

    A home equity loan offers you a fixed interest rate for a fixed period of time. A home equity line of credit is a pre-approved credit limit where you can have money available as you need it. An equity line has variable interest rates that usually start lower than the fixed rates of a home equity loan.

    Many lenders offer no or low closing costs for home equity loans and credit lines. Closing costs or loan costs are an important consideration to keep in mind if you use this for consolidating loans. The interest on these loans is usually tax-deductible if you itemize but you should get a tax accountants advice for your situation.

    Make sure you understand the total cost of refinancing when consolidating mortgage loans. You want to end up with a lower monthly payment than you have now but calculate the cost of the interest to see if this is a good option for consolidating loans in your case.

    Whatever method you choose, don't just lower your monthly payments and get deeper in debt. Many lenders make their money by moving the loan costs to the end of the loan making you pay interest for years on those costs. Make it your goal to pay off your debt in three to five years or as soon as you can.

    So if you're still asking yourself why should I consolidate my bills? You can easily answer that by looking to see if you can save money by any of these methods. Consolidating loans allows you to eliminate the high interest costs of your debts and pay them off much quicker.


    Copyright ©  2005  Credit Repair Facts.com  All Rights Reserved.


    This article is supplied by Credit Repair Facts.com where you will find credit information, debt elimination programs and informative facts that give you the knowledge to correct your own credit and credit report. For more credit related articles like these go to: Credit Related Articles

    Friday, June 03, 2005

    Serendipity Frozen Hot Chocolate

    Serendipity frozen hot chocolate is a signature dish at the Serendipity 3, New York. Nestled in the heart of the upper east side of New York, Serendipity 3 is a general store and restaurant combined with a coffeehouse and soda fountain. They serve the most famous dessert in New York, which is Serendipity frozen hot chocolate.

    Serendipity New York was founded by Stephen Bruce and his two partners, Calvin Holt and Preston “Patch” Caradine in 1954. Stephen Bruce has been constantly asked to divulge his secret about his Serendipity frozen hot chocolate recipe ever since he invented it. Jackie Kennedy wanted to serve the dessert at a White House event but he would not even give his secret away to her.

    Serendipity frozen hot chocolate is an icy-chocolate type of dessert served in a fishbowl-shaped goblet, topped with whipped cream, shaved chocolate and served with a spoon and two straws. The frosty creation is made with more than 14 kinds of chocolate and exotic cocoas blended into a rich slush. This famous dessert is pure chocoholic heaven.

    One taste of this frozen concoction and Oprah wants to, “dance on the chandeliers!” The Queen of Daytime TV has named this one of her, “Favorite Things.” Now after 50 years, the Serendipity frozen hot chocolate secret recipe has finally been revealed. The Serendipity 3 restaurant in New York City has actually given out the recipe so you can make this unbelievable chocolate drink at home. It’s very simple.

    Serendipity frozen hot chocolate recipe created by Serendipity 3 Restaurant.

    INGREDIENTS

    6 half-ounce pieces of a variety of your favorite chocolates

    2 teaspoons of store-bought hot chocolate mix

    1 1/2 tablespoons sugar

    1 1/2 cups milk

    3 cups of cups of ice

    Whipped cream

    Chocolate shavings

    Chop the chocolate into small pieces. Place it in the top of a double boiler over simmering water. Stir occasionally until melted. Add the hot chocolate mix and sugar. Stir until completely melted. Remove from heat and slowly add ½ cup of milk until smooth. Cool to room temperature.

    In a blender, place the remaining cup of milk, the room-temperature chocolate mixture and the ice. Blend on high speed until smooth and the consistency of a frozen daiquiri. Pour into a giant goblet and top with whipped cream and chocolate shavings.

    To make this even more simple you can buy a Serendipity frozen hot chocolate gift box on line. It comes in a whimsical box that includes two pouches (four servings) of the chocolate-cocoa blend mix, one signature goblet, a souvenir spoon and colorful straws. Just add milk, the chocolate mix, lots of ice and blend. It makes a perfect gift for any chocolate lover or splurge and buy one for yourself. You're worth it.


    Copyright © 2005   Perfect Coffees.com.   All Rights Reserved.


    This article is supplied by Perfect Coffees.com where you can purchase specialty gourmet coffee, tea, cups, mugs, coffee makers, delicious desserts and sugar free desserts online.   For a free monthly coffee newsletter with articles and recipes like these go to: Perfect Coffees.com Newsletter