Can You Improve Credit Ratings?
Once your credit score is low is it possible to improve credit ratings? It's hard to know what to believe when it comes to credit report repair, isn't it?
That's because the credit bureaus would like to have you think you are stuck with bad credit. But the truth is there is absolutely nothing illegal about disputing questionable items on your credit report.
In fact, it is your explicit right by law to do so by the Fair Credit Reporting Act. Credit report repair is as legal as pleading "not guilty" in a court of law.
The federal Fair Credit Billing Act accords consumers the right to request extensive information regarding billing and account history.
The Truth in Lending Act stipulates conditions for establishing credit accounts.
And, the Fair Debt Collection Practices Act allocates specific rights to citizens regarding accounts that have passed into collection status.
Yet the credit bureaus make it almost impossible to improve credit ratings and many people end up giving up and just living with the bad credit nightmare because of that.
But with the price of housing and transportation constantly on the rise, a poor credit score wastes thousands of dollars of your hard earned money.
For those with poor credit, higher interest rates drive the cost of living up even more, making even trivial purchases seem difficult.
Having poor credit affects more than your finances, it can attack your sense of security, and greatly limit your financial freedom.
But you don't have to put up with bad credit because not only is credit report repair within your rights but the freedom to do so is protected by law.
The cost of improving your credit is actually much easier than most people think it is. For less than your monthly cable bill, you can start the fight to improve your credit today.
Legal credit repair is the easiest way to do it and when you consider the costs, how can you afford to not improve your credit?
Legal Credit Repair Find out how easy legal credit repair can be with Lexington Law who will fight to remove negative, inaccurate, misleading or unverifiable ("questionable") items from your credit reports, so you can improve your credit, and start living life without limitations.
Copyright © 2006 BadCreditMortgageTip.com All Rights Reserved.
This article is supplied by BadCreditMortgageTips.com where you can get mortgage information, refinancing tips and browse our recommended bad credit lenders.
That's because the credit bureaus would like to have you think you are stuck with bad credit. But the truth is there is absolutely nothing illegal about disputing questionable items on your credit report.
In fact, it is your explicit right by law to do so by the Fair Credit Reporting Act. Credit report repair is as legal as pleading "not guilty" in a court of law.
The federal Fair Credit Billing Act accords consumers the right to request extensive information regarding billing and account history.
The Truth in Lending Act stipulates conditions for establishing credit accounts.
And, the Fair Debt Collection Practices Act allocates specific rights to citizens regarding accounts that have passed into collection status.
Yet the credit bureaus make it almost impossible to improve credit ratings and many people end up giving up and just living with the bad credit nightmare because of that.
But with the price of housing and transportation constantly on the rise, a poor credit score wastes thousands of dollars of your hard earned money.
For those with poor credit, higher interest rates drive the cost of living up even more, making even trivial purchases seem difficult.
Having poor credit affects more than your finances, it can attack your sense of security, and greatly limit your financial freedom.
But you don't have to put up with bad credit because not only is credit report repair within your rights but the freedom to do so is protected by law.
The cost of improving your credit is actually much easier than most people think it is. For less than your monthly cable bill, you can start the fight to improve your credit today.
Legal credit repair is the easiest way to do it and when you consider the costs, how can you afford to not improve your credit?
Legal Credit Repair Find out how easy legal credit repair can be with Lexington Law who will fight to remove negative, inaccurate, misleading or unverifiable ("questionable") items from your credit reports, so you can improve your credit, and start living life without limitations.Copyright © 2006 BadCreditMortgageTip.com All Rights Reserved.
This article is supplied by BadCreditMortgageTips.com where you can get mortgage information, refinancing tips and browse our recommended bad credit lenders.
posted by Gary at 2:57 PM
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