Which Credit Card Is Best?

Which credit card is best for you? Trying to match your particular needs in an endless sea of offers can get very confusing. Some of these tempting offers can include no annual fees, credit card rebates and even best frequent flyer credit cards.

But getting the right card depends on your objectives and individual financial needs. Here are a few considerations when choosing which credit card is best for you.

Personal Spending Habits

Your personal spending habits are one of the biggest factors in determining which credit card is best. If you use your credit cards as a convenience not to carry cash and pay off your balance every month, cards with high credit card rebates, low annual fees and extended grace periods will work best for you.

But if you just pay a monthly payment and carry a balance, a low interest rate should be your number one consideration when choosing which credit card is best.

Credit Card Reward Programs

As long as credit card rebates and rewards cards offer good interest rates and low annual fees they are good for you. The best frequent flyer credit cards can even earn you enough points to take vacations.

Cash back reward credit cards might be which credit card is best if you are looking for rebates on your purchases. These cards offer you a check or cash credit of 1% back at the end of the year.

But be aware of these offers because not all cash back reward credit card programs really mean what they say. Read the fine print so you clearly understand the terms.

Credit Card Grace Period

A credit card grace period is the number of days before the credit card company starts charging you interest on new purchases. Most cards have a grace period, but when decicing which credit card is best, watch out for the cards that don't.

If you have a card with no grace period, you will pay interest on new purchases from the day you make the purchase, even if you pay your bill in full every month. The longer the credit card grace period the better it is for you.

When deciding which credit card is best for you, read the small print in the credit card terms regarding the credit card company rules concerning the credit card rebates, grace period as well as the interest rates and fees.

Then, think about how you will use the card, especially if you expect to carry a balance. Choose which credit card is best for you and your personal spending habits.

Copyright ©  2006  Credit Repair Facts.com  All Rights Reserved.

This article is supplied by Credit Repair Facts.com where you will find credit information, debt elimination programs and informative facts that give you the knowledge to correct your own credit and credit report. For more credit related articles like these go to: Credit Related Articles

Zone Alarm Security

Zone Alarm security solutions keeps your private information private and is the one product that protects your computer from hackers, thieves, and other Internet threats. Zone Alarm security is trusted by millions of users worldwide.

Zone Alarm security offers you advanced Internet security and computer firewall protection that will cloak your computer so it's invisible to hackers and other emerging Internet threats.

Zone Alarm security acts as your Internet guardian angel that helps protect you and your computer. Here are just some of the excellent features.

Computer Firewall Protection

Zone Alarm security triple defense firewall offers you three layers of protection to detect, monitor, and disarm dangerous Internet threats, yet it’s easy to use.

Powerful Spyware Detection Utility and Antivirus

Zone Alarm security updates, scans and removes spyware, viruses, worms and other malware from your computer in one integrated process.

Zone Alarm's latest anti-spyware technology scans and removes thousands of spyware programs from your computer. The automatic spyware detection utility removes the most dangerous spyware.

Automatic Wireless Security
Security for wireless connections detects and secures wireless networks both at home or on the road.

Email Security
Quarantines suspicious email attachments and blocks outbound messages containing potential viruses.

Phishing and Spam Blocker
Zone Alarm security automatically stops dangerous phishing emails and spam from getting into your inbox.

IM Protection and Parental Control
Blocks spammers, thieves, and online predators from IM sessions; filters content for children, employees, and others.

Zone Alarm is simple to install with a step-by-step installation wizard that gets you up and running with ultimate computer protection in minutes.

Zone Alarm security is easy to use with default security settings for immediate protection. It is compatible with Microsoft Windows operating systems 98SE, Me, 2000 and XP.

If you are looking for the best advanced security and privacy protection available to shield your private information against Internet threats, Zone Alarm security is highly recommended.

Copyright © 2005 1 Stop Shopping Online.com. All Rights Reserved.

Zone Alarm Security




This article is provided by 1 Stop Shopping Online.com - Internet Security offering you quick and effective solutions to Internet security so you can enjoy the Internet without having your privacy intruded upon.

Fat Burning Cardio Workout

Think fat burning cardio workouts are tedious and boring? They don't have to be. Here is a simple and entertaining exercise idea to change your mind and show you what a little imagination can produce.

As an adult, you probably haven't picked up a jump rope in years but it can be the perfect fat burning cardio exercise. Jumping rope is simple enough to keep kids entertained on the playground yet intense enough to help a prize fighter keep in shape.

The benefits of jumping rope at a brisk pace for 30 minutes can help you burn calories, burn fat and it can give you a great cardio workout. Jumping rope for exercise can help in your agility, hand-to-eye coordination and can also improve your balance.

It's easy to get started because all you need is a good pair of shoes and a good jump rope. Some people believe you can't beat a plastic beaded or segmented rope. To get the right size, step on the center of the rope, the handles should come up to your chest.

Once you start jumping, the key to success is to take your time. It takes a few tries to get the rhythm and a few times to build up your endurance. Jumping rope to an up-tempo music beat helps you maintain your rhythm and makes the exercise feel more like play.

So turn up your favorite dance music and jump to the beat. Good music and a little imagination will make your fat burning cardio workout something you enjoy and look forward to.

Copyright ©  2006  Treadmill-Info.com  All Rights Reserved.

This article is supplied by Treadmill-Info.com where you will find valuable information, ratings, reviews, fitness articles and buying tips before you make the investment in quality fitness equipment.  For more fitness and weight loss related articles go to: Fitness Articles

Coffee Storage Tips

Proper coffee storage affects how your coffee tastes once you need to use it. These few tips for storing coffee beans and ground coffee will keep your coffee tasting as fresh as possible.

For roasted whole bean coffee storage use an airtight ceramic canister that blocks light. Look for a ceramic canister that has a rubber seal around the lid so no air can get inside.

Fill the ceramic canister all the way to the top with whole bean coffee to keep the air inside down to a minimum. Roasted whole bean coffee stays fresh one to two weeks, when stored this way at room temperature.

Plastic or metal containers are not recommended because they can alter the taste of your coffee. If you want to use a clear glass canister, store it in a dark cupboard to keep the light away.

The truth about ground coffee is that it will only store for a few days. But you can at least keep air away by using an airtight ceramic canister that blocks light.

This is why grinding your own beans is well worth the effort and it's also really simple. Trying to keep ground coffee fresh is next to impossible.

Some people suggest freezing whole bean or ground coffee but that is a bad idea. Water molecules not only attach to coffee beans and ground coffee but also to the packaging.

When the water comes into contact with the surface of a coffee bean, ice forms around it. Roasted coffee beans are porous, so when the ice melts, it deteriorates the taste and quality of the coffee.

So what about coffee storage in the refrigerator? This is an even bigger no-no. The constant cold mist in the refrigerator attaches to the whole bean or ground coffee and water is coffee's worst enemy during coffee storage.

Coffee storage works well for coffee that you will use within one to two weeks of purchase if these elements can be eliminated.

Water
Light
Oxygen
Heat

The best advice for great tasting coffee is buy whole bean coffee and grind it just before you make a fresh pot. Buy only the amount of coffee you can use up within one to two weeks.

These simple proper coffee storage tips will keep your coffee tasting the best it can possibly be.


Copyright © 2006   Best-Coffee-Makers-Online.com.   All Rights Reserved.




This article is supplied by Best-Coffee-Makers-Online.com where you can easily shop and compare the best coffee makers available at great values.

Mobile Phone Shopping Tips

Ready to go mobile phone shopping? Choosing a cell phone and the right cellular service plan requires some thought because the offers are endless.

Mobile phone shopping can get confusing, but these simple tips will help you sift through the fluff so you can end up with exactly what you need.

Cellular Service Plans
This mobile phone shopping tip is about choosing a cellular service plan. Think about how much you'll be using your phone because the basis of every cellular phone contract realates to how many minutes you plan to use.

This is the area of mobile phone shopping that can cost or save you money because the more minutes in your plan the higher the cost. But you also need to think about when you'll be making most of your calls.

Unlimited Anytime Cell Phone Minutes
Look for a cellular service plan that offers you at least 150 or more unlimited anytime cell phone minutes. Here's where mobile phone shopping can get confusing because low cost plans seem like a better deal.

But low cost plans with fewer minutes can end up costing you more in the long run if you go over your minutes because extra minutes are very expensive.

Best Calling Plans
Here is another mobile phone shopping tip when looking for the best calling plan. Regional calling plans are most often the best calling plans unless you travel a lot.

That's because they offer you the best combination of minutes for the lowest cost. Sometimes local plans will offer you more minutes but most won't offer free long distance.

Voice mail
When mobile phone shopping remember that voice mail should be included in the cost of the cellular service plan. You may want to look for another plan if it's not. It's not always possible to have your phone on and voice mail makes it easy to return missed calls.

Long Life Battery
One of the most important things to remember when mobile phone shopping is to choose a cell phone that has a long life battery. Look for one that gives you at least 3 to 4 hours of talk time. Most quality phones offer a long life battery.

Dual Mode Phones
Here is another good mobile phone shopping tip that most people don't think about. Dual mode phones will work on both digital and analog networks. Dual mode phones also provide greater coverage area. Sound quality will suffer on analog networks but at least your phone will still work.

When choosing a cell phone or a cellular service plan make sure you know how everything works and how long you are obligated to your contract. Hopefully these tips will help you to get the perfect phone and the best calling plan when you go mobile phone shopping.

Copyright © 2006  1 Stop Shopping Online.com.  All Rights Reserved.

This article is provided by 1 Stop Shopping Online.com - Cellular Phones where it's easy for you to search and compare an extensive selection of cellular phones and cellular calling plans then conveniently purchase online.

Mobile Phone Shopping